About Us

Founded in 2008 by William Germani, Germani Insurance traces its roots to a tale of resilience and reinvention. A native of Lebanon, William established a successful career as a gemologist and jeweler, designing and manufacturing premium diamond jewelry for high-end stores across Europe and the Arab Gulf states. However, the outbreak of war in Lebanon in 2006 prompted a life-changing decision for William: he relocated to the US with his family.

Faced with a challenging jewelry market in the US, William chose to pivot professionally. He began his new career journey in insurance as an agent with Mutual of Omaha in 2008. A year later, driven by an entrepreneurial spirit, he launched his own firm – Germani Insurance.

Today, Germani Insurance is recognized as one of California’s most progressive independent insurance brokers, boasting a collective experience of over 40 years in commercial Property & Casualty Insurance, and Employee Benefits.

We pride ourselves on our client-centric approach, offering comprehensive insurance solutions to effectively manage risk exposures. Our services include:

• Safety Training
• Claim Review and Investigation
• Workers Compensation Experience Modification Rate Audit and Classification Review
• Setting Up or Reviewing Return to Work Programs
• Injury Root Cause Analysis
• Job Hazard Analysis
• Mock OSHA Inspection
• Reviewing Injury Reporting Process
• Renewal Marketing Strategy
• Crafting Corporate Narratives to Influence Underwriters

Our coverage extends beyond California, servicing multiple states across the nation. Through our connections, we have access to all major insurance carriers and several specialized programs tailored to specific industries such as Construction, Restaurants, and Manufacturing.

For personalized insurance solutions designed to safeguard your business, connect with one of our licensed agents today via call or email. Set up an appointment and let’s begin your journey to better risk management.